Needed papers

Do you need to take advantage of Consolidation Loan? Decide on a document based on your income source.

• Employment agreement / Contract of mandate / Author’s agreement
• Sole proprietorship
• Pension retirement
• Impairment retirement
• Pre-retirement advantage

One of many choices below:

• Manager verification of the earnings going back three months
• Year PIT for last
• Proof earnings – in Polish

• Yearly income tax return and a certification through the Tax workplace or a certification through the ZUS/KRUS
• Expense and revenue ledger

• Verification of retirement transfer for the final month
• Last retirement payslip
• Final choice on indexation
• Final decision on pensionable remuneration

• Verification of impairment pension transfer when it comes to month that is last
• Last impairment retirement payslip
• Final choice on remuneration
• Choice on granting the retirement pension that is disability

• Confirmation of great benefit transfer for the month that is last
• Last advantage payslip
• Final choice on remuneration
• Choice on giving the power

Essential papers

• Insurance coverage documents – in Polish
• Earnings certificate – in Polish
• Declaration on resignation through the Agreement of loan – in Polish

• Loans Laws – in Polish
• “Pozyczka z Gwarancja Najnizszego Oprocentowania” laws – in Polish
• Unique offer regulations
• „Promocja jesienna z ubezpieczeniem” advertising laws – in Polish
• „Promocja jesienna” advertising regulations – in Polish
• „115 zl raty za kazde 5 000 zl pozyczki IV promotion that is edycja – in Polish
• „100 zl raty za kazde 5 000 zl pozyczki IV edycja” promotions regulations – in Polish

• Advance loan price list

Credit expense and appropriate note

Representative instance for loan with “100 zl raty za kazde 5 000 zl pozyczki IV edycja” promotion: Annual portion Rate (APR) is 7.68%, total loan quantity (internet of loan-financed expenses): PLN 15 000; total quantity due: PLN 18 000; fixed interest 7.42%; total price of the mortgage: PLN 3000 (including: charge: 0% (PLN 0); interest PLN 3000; extra services PLN 0 (including: charge for Konto 360° PLN 0 so long as externally-sourced monthly return is PLN 1 000 minimum and also at minimum 1 re re re payment is manufactured in 30 days using payday loans in Wyoming the debit card/by BLIK; otherwise the month-to-month charge when it comes to re payment account is PLN 8)), 60 month-to-month equal instalments of PLN 300; first instalment due after 1 month from disbursement associated with cash. The calculation ended up being made at the time of 13.02.2020 for an example that is representative.

The promotion “100 zl raty za kazde 5 000 zl pozyczki IV edycja” is valid till 10.04.2020 and relates to uninsured money loans issued for the amount of 60 months with add up to be disbursed underneath the contract PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The advertising can be acquired to clients who would not have a loan or consolidation loan within the Bank one year ahead of the right period of publishing the application form and declare the income tranfer for present acount. The advertising: is almost certainly not coupled with other promotions cash that is concerning; it could be taken only one time during its legitimacy plus it will not protect loans for payment of other credit items.

Detailed conditions and terms of this advertising are found in “100 zl raty za kazde 5 000 zl pozyczki IV edycja” laws for sale in Millennium branches and on www. Bankmillennium.pl. Details concerning concepts of giving loans are included in the laws on Loans given to Individuals by Bank Millennium S.A. Costs, commissions and rate of interest are charged according to the money Loan Price List. The documents mentioned previously can be purchased in Millennium branches and on http: //www. Bankmillennium.pl. The financial institution evaluates the Applicant’s credit ability and worthiness on a case-by-case foundation prior to giving the mortgage; in justified situations it would likely will not give it

Representative example for an advance loan with “115 zl raty za kazde 5 000 zl pozyczki IV edycja” promotion: yearly portion Rate (APR) is 14.35%, total loan quantity (web of loan-financed expenses): PLN 15 000; total quantity due: PLN 20 700; fixed rate of interest 6.34%, total cost of the mortgage: PLN 5 700, (including: cost: 0% (PLN 0); interest PLN 3000; extra services PLN 2 700, including: insurance PLN 2 700; 60 monthly equal instalments of PLN 345; very very very first instalment due after 1 month from disbursement associated with the cash. The calculation ended up being made at the time of 13.01.2020 for a representative example.

The “115 zl raty za kazde 5 000 zl pozyczki IV edycja” advertising is legitimate till 10.04.2020 and relates to uninsured money loans awarded when it comes to amount of 60 months with add up to be disbursed beneath the contract PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The advertising can be obtained to clients that do not need a cash or consolidation loan into the Bank in the right time of submitting the application form nd declare the wage tranfer for present acount. The advertising: may possibly not be along with other promotions concerning money loans; it could be taken just once during its legitimacy also it will not protect loans for payment of other credit services and products.

Detailed stipulations regarding the marketing are found in “115 zl raty za kazde 5 000 zl pozyczki IV edycja” Promotion Regulations for sale in branches as well as on www. Bankmillennium.pl. Details concerning concepts of giving loans are included in the laws on Loans given to people by Bank Millennium S.A. Costs, commissions and rate of interest are charged relative to the bucks Loan Price List. Details regarding the cheapest rate of interest Guarantee are included in the laws on Lowest Interest Rate Guarantee provide. Detailed axioms granting that is concerning of cover under Bezpieczna Pozyczka insurance by Towarzystwo Ubezpieczen Europa S.A. And Towarzystwo Ubezpieczen na Zycie Europa S.A. Are found in Bezpieczna Pozyczka conditions and terms and in this product Card – Bezpieczna Pozyczka Insurance. The documents stated earlier can be purchased in Millennium branches as well as on www. Bankmillennium.pl.

Representative instance for advance loan: apr (APR) is 11,62%, total loan quantity (internet of loan-financed expenses): 15 270,43 zl; total quantity due: 21 388,48 zl; fixed rate of interest 8,49%; total price of the mortgage: 6 113,05 zl (including: cost: 7,68per cent (1 172,77 zl); interest 4 940,28 zl; additional solutions 0 zl (including: charge for Konto 360° 0 zl supplied that externally-sourced monthly return is 1 000 zl minimum as well as minimum 1 re re re payment is created in per month aided by the debit card/by BLIK; otherwise the month-to-month charge when it comes to re re payment account is 8 zl)), 77 month-to-month equal instalments of 277,71 zl; very first instalment due after 1 month from disbursement for the cash. The calculation was made at the time of 17.12.2019 on an example that is representative.

Details concerning axioms of giving loans are included in the laws on Loans given to people by Bank Millennium S.A. Charges, commissions and rate of interest are charged according to the bucks Loan Price List. The documents mentioned previously can be purchased in Millennium branches as well as on www. Bankmillennium.pl.

The lender evaluates the Applicant’s credit ability and worthiness on a case-by-case basis prior to giving the mortgage; in justified instances it would likely will not give it.